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How Am I Protected?
Some companies offer 100 days protection against goods purchased. This can include
damage, loss or theft but you should see what each company offers. It is advisable
to memorise your Personal Identification Number (PIN). Note also, the card number,
and issuers details and keep them separate from your PIN. In the event of loss
or theft you can therefore easily contact the credit card company to "Stop"
your card. Protection is also offered from the company, by registering your
card with them. An annual fee is payable. In the event of loss or theft, the
company sorts matters out for you, providing you with a replacement card. Some
companies also offer insurance against loss, theft or misuse of your card.
If Things Go Wrong
If you are unable to meet your monthly repayments and are struggling to repay
your outstanding balance, you should immediately contact the credit card company.
The earlier you approach them, the more sympathetic they will be to your situation.
Alternatively, seek advice from an alternative credit card company, which provides
lower rates and fees. If you are in need of desperate help, you should contact
one of the voluntary organisations for assistance.
Credit Card Assist makes
a regular survey of the main unsecured credit card bad credit sites
in the UK
to see which ones offer a no fee price
and gives you most of the sites you might want to visit for the best unsecured credit card bad credit .
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